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The Mass Save HEAT Loan Program provides the opportunity to apply for 0% loans to assist with the installation of qualified energy-efficient home improvements including:

  • weatherization upgrades,
  • pre-weatherization barriers (insulation or air-sealing),
  • condensing boilers and furnaces,
  • water heaters (oil, propane, gas),
  • ENERGY STAR certified replacement windows,
  • residential batteries enrolled in ConnectedSolutions,
  • heat pump projects, and
  • heat pump water heaters.

If you are the homeowner and your project is a qualifying energy-efficient improvement found on the Mass Save website, you can apply for a Mass Save HEAT loan. Here’s what to do:

  1. Visit MassSave.com to confirm your eligibility, choose a participating contractor, work with a HEAT loan administrator, and complete the loan application.
  2. Secure the loan.
  3. Complete the upgrade and apply for a rebate at MassSave.com/savings.
  4. Complete the verification inspection.

Not sure of ways to make your home more energy efficient?
Start by scheduling a home energy assessment with Mass Save by calling 866-527-SAVE (7283).

There are two local designated Green Banks offering Mass Save Heat Loans:

  • The Village Bank – contact June B Hudnall, Assistant VP/ Mortgage Lending Officer, at 617-340-1253 or email jhudnall@village-bank.com.
  • Eastern Bank – call 1-800-327-8376.